Kids Portal For Parents India Kids Network
Ayushman Bharat Diwas is observed every year on April 30 in India. The day is observed to spread awareness about the Ayushman Bharat Yojana, which is one of the world’s largest healthcare schemes.
Ayushman Bharat Diwas: Date
- 2026: 30 April, 2026 [Thursday]
- 2027: 30 April, 2026 [Friday]
- 2028: 30 April, 2026 [Sunday]
Ayushman Bharat Diwas is observed every year on April 30 in India. The day is observed to spread awareness about the Ayushman Bharat Yojana, which is one of the world’s largest healthcare schemes. The aim of this special day is to remind people about the importance of good health and to make them aware of the benefits they can get through the government’s free healthcare services.
Origin of Ayushman Bharat Diwas:
The Ayushman Bharat Yojana was launched by the Government of India in 2018 under the National Health Policy. It is also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY). The main goal of this scheme is to provide free health insurance to poor and low-income families. It helps them get treatment in hospitals without having to pay from their pockets. Each eligible family can receive up to Rs 5 lakh per year for hospital care.
Significance:
Ayushman Bharat Diwas is important because it highlights the government’s efforts to build a healthy India. It also reminds people that healthcare is not a luxury but a basic need for everyone. On this day, special health camps, awareness drives, and medical check-up programs are held across the country. Health workers and doctors explain how people can register for the scheme and use it when needed.
The day also promotes preventive healthcare, which means taking care of health before falling sick. This includes clean drinking water, proper nutrition, vaccinations, and regular health check-ups.
Ayushman Bharat Diwas is a step towards making sure that every Indian, no matter how rich or poor, can get the right treatment at the right time. It celebrates the dream of a healthy and strong nation where no one suffers just because they cannot afford medical care.
Key Features of PM-JAY:
- PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government.
- It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
- Over 12 crore poor and vulnerable entitled families (approximately 55 crore beneficiaries) are eligible for these benefits.
- PM-JAY provides cashless access to health care services for the beneficiary at the point of service, that is, the hospital.
- PM-JAY envisions to help mitigate catastrophic expenditure on medical treatment which pushes nearly 6 crore Indians into poverty each year.
- It covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
- There is no restriction on the family size, age or gender.
- All pre–existing conditions are covered from day one.
- Benefits of the scheme are portable across the country i.e. a beneficiary can visit any empanelled public or private hospital in India to avail cashless treatment.
- Services include approximately 1,929 procedures covering all the costs related to treatment, including but not limited to drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges etc.
- Public hospitals are reimbursed for the healthcare services at par with the private hospitals.
Benefit Cover Under PM-JAY:
Benefit cover under various Government-funded health insurance schemes in India have always been structured on an upper ceiling limit ranging from an annual cover of INR30,000 to INR3,00,000 per family across various States which created a fragmented system. PM-JAY provides cashless cover of up to INR5,00,000 to each eligible family per annum for listed secondary and tertiary care conditions. The cover under the scheme includes all expenses incurred on the following components of the treatment.
- Medical examination, treatment and consultation
- Pre-hospitalization
- Medicine and medical consumables
- Non-intensive and intensive care services
- Diagnostic and laboratory investigations
- Medical implantation services (where necessary)
- Accommodation benefits
- Food services
- Complications arising during treatment
- Post-hospitalization follow-up care up to 15 days
The benefits of INR 5,00,000 are on a family floater basis which means that it can be used by one or all members of the family. The RSBY had a family cap of five members. However, based on learnings from those schemes, PM-JAY has been designed in such a way that there is no cap on family size or age of members. In addition, pre-existing diseases are covered from the very first day. This means that any eligible person suffering from any medical condition before being covered by PM-JAY will now be able to get treatment for all those medical conditions as well under this scheme right from the day they are enrolled.
